Generic Law

In the US the 2006 Unlawful Internet Gambling Enforcement Act (UIGEA) stated that Fantasy Sports, such as Team of Skill (TOS), is considered a game of skill, and thus legal, at the federal level. To learn more here is a blog/article you can follow


The legality of fantasy sports in USA is bound bystate regulations. To learn more please follow this blog/link case user is accidentally allowed to participate and wins money, if not legalized in the state all the earnings will be dissolved and user account will be blocked. In case of errors do not hesitate to reach out to us on

In case a law changes, TOS may not update this page for up to 1 year, and any law changes must be notified to TOS by state officials, government bodies, consumers before a legal action is taken. TOS should be allowed 365 days to update policies, and procedures before a legal action, lawsuit is placed.


Limitations on Consumer

Certain states set limitations on how much a user can deposit within a certain period. The following states have state limitations applied, which will be enforced if they are exceeded.

  • For Massachusetts residents, the deposit limit level is $1,000 per 31 days.
  • For Maryland residents and people located in Maryland, the deposit limit is $5,000 per 31 days.
  • For Tennessee residents and people located in Tennessee, the deposit limit level is $2,500 per 31 days.

Payments on TOS

  1. Deposits – TOS will convert USD payments to INR as per the latest conversion rate, platform fee, and gateway processing fees. TOS is not legally liable to match bank rate, and conversion rate solely depends on TOS fantasy sports Pvt. Ltd. In case user does not agree to conversion rates, user can choose not to participate on TOS fantasy platforms. TOS uses cash free as a payment gateway for deposits to minimize bookkeeping effort. Any attempt to forcefully ask TOS or its employees to take funds via private means in USA is strictly prohibited and any false representation to do so shall be deemed punishable under the bi laws of USA.
  2. Withdrawals – To ensure premium security of TOS users, and TOS Fantasy Sports Private Ltd. All withdrawals are handled manually to minimize risk of failures, duplicates and losses. We ensure to check transactions, user account details i.e. identification and state rules as governed above. Once all checks are cleared, TOS will reimburse the users by PayPal only.
    PayPal is to be used only for withdrawal purposes and may not be added as an alternative to add cash. If you do not have a PayPal account, please logon to and sign up for a free account. PayPal deducts a service and conversion fee, where service fee is paid by TOS, and conversion fee is users’ responsibility. In case of doubts on the process please feel free to reach us at or do a test transaction before investing higher amounts. In case of disputes TOS is governed by Indian rules and bi-laws, and all users on the platform must abide by these rules, terms and legality.

Which bank account to Use?

If you are a person of Indian origin on a visa in USA, and have a valid Indian account with PAN card, we suggest you use Indian bank accounts for smoother process. If you are a US citizen or a Resident, you can always use US accounts to make a deposit. Please note currencies exceedingly as per local rules are liable for taxes and all taxes must be paid to the government in full.

For more details please do your own research, and only play on TOS platform if its legal.Any disputes shall be deemed as per details mentioned above. TOS will not be legally held liable for any damages, lawsuits, state inquiries to individuals.

TOS Advertising Policies

TOS is neither associated, and or affiliated with any cricket/gambling/fantasy governing bodies across the globe unless mentioned otherwise. All the logos, and or intellectual property if any on our website, or apps are owned by their respective affiliates or organizations. TOS will advertise its platform only on its social media channels and any logos, matches, team names etc. in the process may get advertised.

TOS on Play Store

TOS is not available on play store as per the limitations set by google. TOS will provide android version for its users via website download link, text link or email and user must set permission to allow unknown developer installs to proceed.